Liability Coverage

Nothing is worse than the feeling you get when you are responsible for damage to someone else's property or for someone else's injuries. I can build a homeowners policy that protects you from this financial worry.

This coverage is part of your Homeowners Insurance policy. It protects you and your family against property damage or bodily injury claims for which you are legally responsible. Liability insurance covers you, for example, if someone slips and falls on your property or if your dog bites someone.

Today, when multimillion-dollar lawsuits are common, your homeowners policy may provide substantial liability limits, but it may not be enough.

Farmers Personal Liability Umbrella supplements your present policies and provides additional coverage in increments of $1 million.